Amex · Category bonus (grocery, dining, gas & more)

Blue Cash Preferred® Card from American Express

High cash back at US supermarkets and select streaming, plus other elevated categories. Caps apply.

Card details reviewed October 2, 2026. Confirm everything on the issuer site.

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Key facts

Annual fee band$1–$99
First-year offers vary. Confirm the current fee on the issuer site.
Welcome offerCheck current offer on issuer site
APR and any intro APRCheck current terms on issuer site (see "Rates & Fees")
Credit typically targetedGood, Excellent (a guide only, not a guarantee of approval)
Rewards typeCash back
Foreign transaction feeYes
Bonus category capsYes
NetworkAmex
Card forPersonal

Who it may fit

  • Earn cash back

Features

  • Groceries
  • Streaming

Pros

  • Among the strongest grocery earn in the starter set
  • Streaming bonus
  • Cash back is easy to value

Cons

  • Annual fee
  • Supermarket cap limits value for very large grocery budgets
  • Amex acceptance gaps

Watch out for

  • US supermarket bonus has an annual spending cap.
  • Amex is not accepted everywhere.
  • Foreign transaction fee applies, so it is a weak choice abroad.