Capital One Savor Cash Rewards
Elevated cash back on dining, groceries, entertainment and streaming-style categories; 1% on everything else.
Card details reviewed October 2, 2026. Confirm everything on the issuer site.
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Key facts
| Annual fee band | $0 Confirm which Savor version is on offer and its current fee on the issuer site. |
|---|---|
| Welcome offer | Check current offer on issuer site |
| APR and any intro APR | Check current terms on issuer site (see "Rates & Fees") |
| Credit typically targeted | Good, Excellent (a guide only, not a guarantee of approval) |
| Rewards type | Cash back |
| Foreign transaction fee | None |
| Bonus category caps | No |
| Network | Visa or Mastercard (varies) |
| Card for | Personal |
Who it may fit
- Earn cash back
Features
Pros
- Covers dining, groceries and entertainment in one card
- No annual fee
- No foreign transaction fee
Cons
- Only 1% outside the bonus categories
- Category rules can exclude some merchants
Watch out for
- Category definitions matter (what counts as a grocery store or entertainment).
- Confirm which Savor version you are looking at.