Discover it® Student Cash Back
Student-oriented cash back with rotating quarterly categories (activation and caps apply).
Card details reviewed October 2, 2026. Confirm everything on the issuer site.
Advertising disclosure: We may earn a commission from some links on this site, but the card links here currently go straight to issuer sites (no affiliate links). Compensation does not affect how cards are listed or ranked. Affiliate disclosure.
Key facts
| Annual fee band | $0 |
|---|---|
| Welcome offer | Check current offer on issuer site |
| APR and any intro APR | Check current terms on issuer site (see "Rates & Fees") |
| Credit typically targeted | Limited / building, Fair (a guide only, not a guarantee of approval) |
| Rewards type | Cash back |
| Foreign transaction fee | None |
| Bonus category caps | Yes |
| Network | Discover |
| Card for | Student |
Who it may fit
- Build or rebuild credit
Features
Pros
- Made for students with a thin file
- No annual fee
- Earns cash back
Cons
- Student eligibility required
- Rotating categories need tracking
Watch out for
- You must meet student eligibility.
- Quarterly activation and caps.