Chase · Visa · Build credit (secured / student)

Chase Freedom Rise®

Modest cash back; a pathway into other Chase Freedom and Sapphire cards over time.

Card details reviewed October 2, 2026. Confirm everything on the issuer site.

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Key facts

Annual fee band$0
Welcome offerCheck current offer on issuer site
APR and any intro APRCheck current terms on issuer site (see "Rates & Fees")
Credit typically targetedLimited / building, Fair, Good (a guide only, not a guarantee of approval)
Rewards typeCash back
Foreign transaction feeYes
Bonus category capsNo
NetworkVisa
Card forPersonal

Who it may fit

  • Build or rebuild credit

Features

  • Credit building

Pros

  • Starter card inside the Chase ecosystem
  • No annual fee
  • No deposit

Cons

  • Modest rewards
  • May be harder to get than a secured card

Watch out for

  • Approval can be stricter than a secured card for some applicants.
  • Modest earn rate.