Hilton Honors American Express Surpass® Card
High Hilton Honors earn at Hilton properties plus everyday bonus categories.
Card details reviewed October 2, 2026. Confirm everything on the issuer site.
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Key facts
| Annual fee band | $100–$249 Our research listed a lower band. The issuer's own page (checked 2026-10-02) showed a fee in this band. Confirm on the issuer site. |
|---|---|
| Welcome offer | Check current offer on issuer site |
| APR and any intro APR | Check current terms on issuer site (see "Rates & Fees") |
| Credit typically targeted | Good, Excellent (a guide only, not a guarantee of approval) |
| Rewards type | Co-brand miles / points |
| Foreign transaction fee | None |
| Bonus category caps | No |
| Network | Amex |
| Card for | Personal |
Who it may fit
- Earn travel rewards
Features
Pros
- Strong earn for Hilton stays
- No foreign transaction fee
Cons
- Annual fee
- Locked into one hotel chain
Watch out for
- Compare cash and points prices before redeeming; point values vary.
- Points are locked to Hilton.