Credit Cards for Rewards
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What these personal travel rewards cards share, according to our data, is no foreign transaction fee. Their annual fees vary widely, so it helps to think in bands even though the page lists cards alphabetically: one no-fee card, several with a moderate fee in the $1–$99 band, co-brands in the $100–$249 band, and premium cards at $250+. Points also differ, from transferable programs to miles or points tied to one airline or hotel chain. No foreign transaction fee doesn't mean a trip abroad is free of every charge; check the issuer.
Not a ranking. This list comes from our card data criteria: personal travel rewards cards open to new applicants with no foreign transaction fee. Cards are listed alphabetically by name. Card details last reviewed October 2, 2026. Confirm everything on the issuer site. Our editorial policy.
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Every personal card in our catalog that is open to new applicants, is built for travel rewards (our "Earn travel rewards" goal) and has no foreign transaction fee per our latest issuer check. Annual fee bands run from $0 to $250+.
Travel: transferable points
High Membership Rewards earn on restaurants and US supermarkets (caps apply), plus flights booked directly with airlines or via Amex Travel.
Travel: transferable points
Miles on every purchase; redeem to erase travel purchases or move to transfer partners.
Travel: transferable points
Around 2x miles everywhere plus strong Capital One Travel multipliers; anniversary miles and a travel credit.
Travel: transferable points
Bonus points on Chase Travel, dining, gas, streaming and online groceries; Ultimate Rewards transfer to airline and hotel partners.
Travel: transferable points
Higher travel and dining earn plus premium credits and lounge-style perks; Ultimate Rewards transfer partners.
Travel: transferable points
Elevated ThankYou® points on air travel, hotels, restaurants, groceries and gas.
Airline co-brand
Delta miles with bonus earn on Delta purchases and everyday categories; checked-bag style perks.
Hotel co-brand
High Hilton earn, top-tier Hilton status and resort-style credits (check the issuer for current terms).
Hotel co-brand
High Hilton Honors earn at Hilton properties plus everyday bonus categories.
Hotel co-brand
IHG One Rewards points plus an anniversary free-night style benefit (check the issuer for terms).
Hotel co-brand
Marriott Bonvoy points plus a free-night certificate style benefit.
Hotel co-brand
Marriott Bonvoy points plus premium hotel benefits and a free-night certificate style benefit.
Travel: transferable points
High earn on flights (direct with airlines or via Amex Travel) and prepaid hotels via Amex Travel; extensive credits and lounge access.
Airline co-brand
Southwest Rapid Rewards points on Southwest and everyday purchases, plus anniversary points.
Airline co-brand
United miles with bonus earn on United, dining and hotel stays; checked-bag and priority boarding style perks.
Category bonus (grocery, dining, gas & more)
Elevated points on restaurants, travel, gas, transit, streaming and phone plans.
Hotel co-brand
Hyatt points, plus a free-night style benefit (check the issuer for current terms).
| Card | Annual fee band | Rewards type | Foreign transaction fee | Credit typically targeted |
|---|---|---|---|---|
| American Express® Gold Card | $250+ | Transferable points / miles | None | Good, Excellent |
| Capital One Venture Rewards | $1–$99 | Transferable points / miles | None | Good, Excellent |
| Capital One Venture X Rewards | $250+ | Transferable points / miles | None | Excellent |
| Chase Sapphire Preferred® Card | $1–$99 | Transferable points / miles | None | Good, Excellent |
| Chase Sapphire Reserve® | $250+ | Transferable points / miles | None | Excellent |
| Citi Strata Premier® Card | $1–$99 | Transferable points / miles | None | Good, Excellent |
| Delta SkyMiles® Gold American Express Card | $100–$249 | Co-brand miles / points | None | Good, Excellent |
| Hilton Honors American Express Aspire Card | $250+ | Co-brand miles / points | None | Good, Excellent |
| Hilton Honors American Express Surpass® Card | $100–$249 | Co-brand miles / points | None | Good, Excellent |
| IHG One Rewards Premier Credit Card | $100–$249 | Co-brand miles / points | None | Good, Excellent |
| Marriott Bonvoy Boundless® Credit Card | $1–$99 | Co-brand miles / points | None | Good, Excellent |
| Marriott Bonvoy Brilliant® American Express® Card | $250+ | Co-brand miles / points | None | Good, Excellent |
| The Platinum Card® from American Express | $250+ | Transferable points / miles | None | Excellent |
| Southwest Rapid Rewards® Plus Credit Card | $1–$99 | Co-brand miles / points | None | Good, Excellent |
| United℠ Explorer Card | $100–$249 | Co-brand miles / points | None | Good, Excellent |
| Wells Fargo Autograph® Card | $0 | Fixed-value points | None | Good, Excellent |
| World of Hyatt Credit Card | $1–$99 | Co-brand miles / points | None | Good, Excellent |
New to rewards cards? Read our guide: How to choose a first rewards credit card.