The American Express Blue Business Cash™ Card
About 2% cash back on eligible business purchases up to an annual spending cap, then 1%.
Card details reviewed October 2, 2026. Confirm everything on the issuer site.
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Key facts
| Annual fee band | $0 |
|---|---|
| Welcome offer | Check current offer on issuer site |
| APR and any intro APR | Check current terms on issuer site (see "Rates & Fees") |
| Credit typically targeted | Good, Excellent (a guide only, not a guarantee of approval) |
| Rewards type | Cash back |
| Foreign transaction fee | Yes |
| Bonus category caps | Yes |
| Network | Amex |
| Card for | Business |
Who it may fit
- Rewards for business spending
Features
Pros
- Simple business cash back
- No annual fee
Cons
- Amex acceptance gaps
- Earn is capped. Check the issuer.
Watch out for
- Personal guarantee is standard.
- Amex is not accepted everywhere.
- Business underwriting applies.