Credit Cards for RewardsThe American Express Blue Business Cash™ Card
Business
About 2% cash back on eligible business purchases up to an annual spending cap, then 1%.
- Annual fee
- $0
- Credit typically targeted
- Good, Excellent
- Foreign transaction fee
- Yes
- Rewards
- Cash back
No-annual-fee business cards compared
This page gathers the business cards with no annual fee that are open to new applicants, sorted alphabetically. Each one lists a personal guarantee as standard; check the card's terms for what that commits you to. Two approaches show up: category earn with caps, which pays more where a business concentrates its spending, and flat earn that treats purchases alike, though one flat card caps its higher rate each year. All of them charge a foreign transaction fee, so plan on another card for purchases abroad.
Not a ranking. This list comes from our card data criteria: business cards open to new applicants with a $0 annual fee band. Cards are listed alphabetically by name. Card details last reviewed October 2, 2026. Confirm everything on the issuer site. Our editorial policy.
Advertising disclosure: We may earn a commission from some links on this site, but the card links here currently go straight to issuer sites (no affiliate links). We aim to recommend products based on fit for common spending patterns and responsible use—not solely on payout size. Affiliate disclosure.
How we chose these cards
Every business card in our catalog that is open to new applicants and has a $0 annual fee band.
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Ink Business Cash® Credit Card
Business
Elevated cash back at office supply stores and on internet, cable and phone, plus gas stations and restaurants (caps apply); 1% else.
- Annual fee
- $0
- Credit typically targeted
- Good, Excellent
- Foreign transaction fee
- Yes
- Rewards
- Cash back
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Ink Business Unlimited® Credit Card
Business
Unlimited flat cash back of about 1.5% on business purchases.
- Annual fee
- $0
- Credit typically targeted
- Good, Excellent
- Foreign transaction fee
- Yes
- Rewards
- Cash back
Quick comparison
| Card | Annual fee band | Rewards type | Foreign transaction fee | Credit typically targeted |
|---|---|---|---|---|
| The American Express Blue Business Cash™ Card | $0 | Cash back | Yes | Good, Excellent |
| Ink Business Cash® Credit Card | $0 | Cash back | Yes | Good, Excellent |
| Ink Business Unlimited® Credit Card | $0 | Cash back | Yes | Good, Excellent |
New to rewards cards? Read our guide: How to choose a first rewards credit card.