Ink Business Cash® Credit Card
Elevated cash back at office supply stores and on internet, cable and phone, plus gas stations and restaurants (caps apply); 1% else.
Card details reviewed October 2, 2026. Confirm everything on the issuer site.
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Key facts
| Annual fee band | $0 |
|---|---|
| Welcome offer | Check current offer on issuer site |
| APR and any intro APR | Check current terms on issuer site (see "Rates & Fees") |
| Credit typically targeted | Good, Excellent (a guide only, not a guarantee of approval) |
| Rewards type | Cash back |
| Foreign transaction fee | Yes |
| Bonus category caps | Yes |
| Network | Visa |
| Card for | Business |
Who it may fit
- Rewards for business spending
Features
Pros
- Strong earn on common office spending
- No annual fee
Cons
- Category caps
- Only 1% outside bonus categories
Watch out for
- Personal guarantee is standard.
- Chase 5/24 rule can apply.
- Bonus categories have caps.