Chase Freedom Unlimited®
Unlimited base of about 1.5% back, with higher earn on dining, drugstores and travel booked through Chase Travel.
Card details reviewed October 2, 2026. Confirm everything on the issuer site.
Advertising disclosure: We may earn a commission from some links on this site, but the card links here currently go straight to issuer sites (no affiliate links). Compensation does not affect how cards are listed or ranked. Affiliate disclosure.
Key facts
| Annual fee band | $0 |
|---|---|
| Welcome offer | Check current offer on issuer site |
| APR and any intro APR | Check current terms on issuer site (see "Rates & Fees") |
| Credit typically targeted | Good, Excellent (a guide only, not a guarantee of approval) |
| Rewards type | Cash back |
| Foreign transaction fee | Yes |
| Bonus category caps | No |
| Network | Visa |
| Card for | Personal |
Who it may fit
- Earn cash back
- Pay down a balance or finance a purchase (0% intro APR)
Features
Pros
- Useful everyday earn plus a few bonus areas
- No annual fee
- Can pair with other Chase cards later
Cons
- Foreign transaction fee
- Base rate is below 2% flat-rate peers
Watch out for
- Foreign transaction fee.
- Ultimate Rewards points are more flexible when paired with a Sapphire card.
- Often has a purchase or balance transfer intro offer. Length and fees change, so check the issuer.