Capital One · Visa or Mastercard (varies) · Flat-rate cash back

Capital One Quicksilver Rewards

Flat cash back of about 1.5% on purchases.

Card details reviewed October 2, 2026. Confirm everything on the issuer site.

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Key facts

Annual fee band$0
Welcome offerCheck current offer on issuer site
APR and any intro APRCheck current terms on issuer site (see "Rates & Fees")
Credit typically targetedGood, Excellent (a guide only, not a guarantee of approval)
Rewards typeCash back
Foreign transaction feeNone
Bonus category capsNo
NetworkVisa or Mastercard (varies)
Card forPersonal

Who it may fit

  • Earn cash back

Features

  • Flat rate

Pros

  • Simple flat cash back
  • No annual fee
  • No foreign transaction fee

Cons

  • Lower earn rate than 2% flat cards
  • No bonus categories

Watch out for

  • Lower flat rate than 2% peers.
  • Confirm the current product page, since versions vary.