Citi · Mastercard · Flat-rate cash back

Citi Double Cash® Card

About 2% cash back on purchases, typically split between when you buy and when you pay.

Card details reviewed October 2, 2026. Confirm everything on the issuer site.

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Key facts

Annual fee band$0
Welcome offerCheck current offer on issuer site
APR and any intro APRCheck current terms on issuer site (see "Rates & Fees")
Credit typically targetedGood, Excellent (a guide only, not a guarantee of approval)
Rewards typeCash back
Foreign transaction feeYes
Bonus category capsNo
NetworkMastercard
Card forPersonal

Who it may fit

  • Earn cash back

Features

  • Flat rate

Pros

  • Simple flat earn on nearly everything
  • No annual fee
  • No categories to track or activate

Cons

  • Foreign transaction fee
  • No bonus categories for heavy grocery or dining spenders

Watch out for

  • Foreign transaction fee is common, so it is a weak choice abroad.
  • Not a travel-transfer card on its own.