Wells Fargo · Visa · Flat-rate cash back

Wells Fargo Active Cash® Card

Flat cash rewards of about 2% on purchases.

Card details reviewed October 2, 2026. Confirm everything on the issuer site.

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Key facts

Annual fee band$0
Welcome offerCheck current offer on issuer site
APR and any intro APRCheck current terms on issuer site (see "Rates & Fees")
Credit typically targetedGood, Excellent (a guide only, not a guarantee of approval)
Rewards typeCash back
Foreign transaction feeYes
Bonus category capsNo
NetworkVisa
Card forPersonal

Who it may fit

  • Earn cash back

Features

  • Flat rate

Pros

  • Flat earn with nothing to track
  • No annual fee
  • Rewards are straightforward cash

Cons

  • Foreign transaction fee
  • No elevated categories

Watch out for

  • Foreign transaction fee is common.
  • Any balance transfer or intro terms change often. Check the issuer.