American Express® Gold Card
High Membership Rewards earn on restaurants and US supermarkets (caps apply), plus flights booked directly with airlines or via Amex Travel.
Card details reviewed October 2, 2026. Confirm everything on the issuer site.
Advertising disclosure: We may earn a commission from some links on this site, but the card links here currently go straight to issuer sites (no affiliate links). Compensation does not affect how cards are listed or ranked. Affiliate disclosure.
Key facts
| Annual fee band | $250+ |
|---|---|
| Welcome offer | Check current offer on issuer site |
| APR and any intro APR | Check current terms on issuer site (see "Rates & Fees") |
| Credit typically targeted | Good, Excellent (a guide only, not a guarantee of approval) |
| Rewards type | Transferable points / miles |
| Foreign transaction fee | None |
| Bonus category caps | Yes |
| Network | Amex |
| Card for | Personal |
Who it may fit
- Earn travel rewards
Features
Pros
- Very strong dining and grocery earn for a travel card
- Transferable points
- No foreign transaction fee
Cons
- High annual fee
- Credits take effort to use
- Grocery cap
Watch out for
- High fee; credits require enrollment and specific merchants.
- US supermarket bonus has a cap.
- Amex is not accepted everywhere.