Citi · Mastercard · Travel: transferable points

Citi Strata Premier® Card

Elevated ThankYou® points on air travel, hotels, restaurants, groceries and gas.

Card details reviewed October 2, 2026. Confirm everything on the issuer site.

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Key facts

Annual fee band$1–$99
Welcome offerCheck current offer on issuer site
APR and any intro APRCheck current terms on issuer site (see "Rates & Fees")
Credit typically targetedGood, Excellent (a guide only, not a guarantee of approval)
Rewards typeTransferable points / miles
Foreign transaction feeNone
Bonus category capsNo
NetworkMastercard
Card forPersonal

Who it may fit

  • Earn travel rewards

Features

  • Travel
  • Dining
  • Groceries
  • Gas
  • Transferable points

Pros

  • Broad everyday bonus categories for a travel card
  • Moderate annual fee
  • No foreign transaction fee

Cons

  • Annual fee
  • Partner list may not suit every traveler

Watch out for

  • Transfer partners differ from Chase and Amex. Confirm partners before you rely on one.