Chase Sapphire Preferred® Card
Bonus points on Chase Travel, dining, gas, streaming and online groceries; Ultimate Rewards transfer to airline and hotel partners.
Card details reviewed October 2, 2026. Confirm everything on the issuer site.
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Key facts
| Annual fee band | $1–$99 |
|---|---|
| Welcome offer | Check current offer on issuer site |
| APR and any intro APR | Check current terms on issuer site (see "Rates & Fees") |
| Credit typically targeted | Good, Excellent (a guide only, not a guarantee of approval) |
| Rewards type | Transferable points / miles |
| Foreign transaction fee | None |
| Bonus category caps | No |
| Network | Visa |
| Card for | Personal |
Who it may fit
- Earn travel rewards
Features
Pros
- Beginner-friendly entry to transferable points
- Moderate annual fee
- No foreign transaction fee
Cons
- Annual fee
- Best value takes some redemption learning
Watch out for
- Chase's unofficial 5/24 rule can limit approvals if you opened many cards recently.
- Portal and transfer values differ, so learn redemptions before you count on a value.