Capital One · Visa · Travel: transferable points

Capital One Venture X Rewards

Around 2x miles everywhere plus strong Capital One Travel multipliers; anniversary miles and a travel credit.

Card details reviewed October 2, 2026. Confirm everything on the issuer site.

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Key facts

Annual fee band$250+
Welcome offerCheck current offer on issuer site
APR and any intro APRCheck current terms on issuer site (see "Rates & Fees")
Credit typically targetedExcellent (a guide only, not a guarantee of approval)
Rewards typeTransferable points / miles
Foreign transaction feeNone
Bonus category capsNo
NetworkVisa
Card forPersonal

Who it may fit

  • Earn travel rewards

Features

  • Travel
  • Flat rate
  • Transferable points
  • Lounge / premium perks

Pros

  • Simple flat miles on everything
  • Premium perks at a lower fee than some rivals
  • No foreign transaction fee

Cons

  • High annual fee
  • Credit value depends on booking through the portal

Watch out for

  • The travel credit is often tied to the Capital One Travel portal.
  • Credits only offset the fee if you use them.