Chase Sapphire Reserve®
Higher travel and dining earn plus premium credits and lounge-style perks; Ultimate Rewards transfer partners.
Card details reviewed October 2, 2026. Confirm everything on the issuer site.
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Key facts
| Annual fee band | $250+ |
|---|---|
| Welcome offer | Check current offer on issuer site |
| APR and any intro APR | Check current terms on issuer site (see "Rates & Fees") |
| Credit typically targeted | Excellent (a guide only, not a guarantee of approval) |
| Rewards type | Transferable points / miles |
| Foreign transaction fee | None |
| Bonus category caps | No |
| Network | Visa |
| Card for | Personal |
Who it may fit
- Earn travel rewards
Features
Pros
- Strong travel and dining earn
- Premium travel perks
- No foreign transaction fee
Cons
- High annual fee
- Value depends on actually using credits and perks
Watch out for
- High annual fee.
- Credits are often merchant-specific; it is easy to overpay if you do not use them.
- Credits do not automatically offset the fee.